Trehab first offered the Homeownership Program in Bradford County in 1994. Since then, the program has been offered throughout Trehab’s service area and is currently available in Bradford, Wyoming, and Susquehanna counties.
The program provides homebuyer pre-screening, along with a series of intensive workshops to instruct consumers in all aspects of purchasing a home and being a successful homeowner. To stay on the cutting edge of the field and meet the needs of homebuyers, Trehab offers this homeownership education online. Prospective homebuyers can sign up for the online workshops by contacting a Trehab counselor. There is two-way communication via email between the counselor and homebuyer to insure the homebuyer understands the material, and to provide answers to any questions.
One-on-one counseling is also available throughout the purchase process.
Down payment and closing cost assistance is currently available to eligible individuals in Bradford, Wyoming, and Susquehanna Counties.
Collaboration with county, state, and federal housing programs is an essential element to the program. Homeownership is achieved as participants gain access to mortgage programs offered by Rural Development (RD), Pennsylvania Housing Finance Agency (PHFA), Federal Housing Administration (FHA), Veterans Affairs (VA), and affordable “in-house” mortgage programs offered by area lenders. The Homeownership Program uses Hud Housing Counseling funds and PHARE funds (under PHFA). .
Homeownership provides a way for families to build their assets, provide a good family environment, and become a part of the community.
Click here to access a brochure from HUD on successful home ownership.
Since its inception the Homeownership Program has accomplished the following:
Trehab is a HUD-Certified Housing Counseling Agency.