Homeownership Program

 Trehab first offered the Homeownership Program in Bradford County in 1994. Since then, the program has been offered throughout Trehab’s service area and is currently available in Bradford and Susquehanna counties.  Trehab has submitted a new application for funding to the PA Department of Community and Economic Development,  which would expand the program into two additional counties (Sullivan and Tioga).  

The program provides homebuyer pre-screening, along with a series of intensive workshops to instruct consumers in all aspects of purchasing a home and being a successful homeowner. To stay on the cutting edge of the field and meet the needs of homebuyers, Trehab offers this homeownership education online.  Prospective homebuyers can sign up for the online workshops by contacting a Trehab counselor. There is two-way communication via email between the counselor and homebuyer to insure the homebuyer understands the material,  and to provide answers to any questions.
 

One-on-one counseling is also available throughout the purchase process.

 

Down payment and closing cost assistance is currently available to eligible individuals.  Call 570-278-5200 for more details. 
 
home buyer flier
 
Collaboration with county, state, and federal housing programs is an essential element to the program. Homeownership is achieved as participants gain access to mortgage programs offered by Rural Development (RD), Pennsylvania Housing Finance Agency (PHFA), Federal Housing Administration (FHA), Veterans Affairs (VA), and affordable "in-house" mortgage programs offered by area lenders. The key to the Homeownerhsip Program is the PA Department of Community & Economic Development HOME Program,  which provides project aministration funding and grant funds for eligible homebuyers. 
 
Homeownership provides a way for families to build their assets, provide a good family environment, and become a part of the community.
 
Since its inception the Homeownership Program has accomplished the following:
 
311 Workshops Completed
1676 Households Completed the Workshops
669 Households Purchased a Home
(The above represents 40% of workshop graduates successfully reaching their home purchase goal!)
 
Trehab is a HUD-Certified Housing Counseling Agency.
 
For additional home purchase, home mortgage information, visit these links
 
Trehab Online Workshop
USDA Rural Development mortgages
Information on mortgages offered by the Pennsylvania Housing Finance Agency
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